Your success is our goal.
Your success is our goal.
99FinTech (99FT) works with banks and other financial institutions to innovate and develop new products to compete in the digital fintech marketplace. 99FT helps banks overcome siloed business models, fear of cannibalization, and lack of fintech expertise to design, launch, incubate, and scale new capabilities. We also help FIs to identify, evaluate, and assess prospective fintech partners and investments. 99FT further helps FIs to develop and implement oversight programs that facilitate achievement of FI performance objectives while also satisfying regulatory requirements.
· Achieve market readiness for launch or acquisition;
· Accelerate through critical lifecycle stages, such as growth or diversification;
· Gain analysis-driven understanding, visibility, and oversight of their holdings, partners, or vendors; and
· Understand implications and adapt to external events.
99FT's Readiness Assessment helps FIs to examine internal capabilities as well as those of candidate and contracted fintech partners, illuminate vulnerabilities, size and prioritize institutional risks, and most importantly, close gaps inhibiting performance and compliance.
· Competitive marketplace scans
· Prospective partner identification, analysis, and due diligence
· Build vs. buy evaluations
· Capability gap analysis
· Product innovation and specification
· Systems development, planning, and integration
· Program management and conversion of third-party managed programs to in-house
· Post-merger integration
· Third-party oversight program development and implementation
· Regulatory readiness, remediation, and action preemption
99FT’s practice areas span all critical organizational needs, including Strategy, Execution & Operational Excellence; Regulatory & Compliance; Risk Management, M&A Services and CFO Advisory Services. And our team’s deep hands-on experience covers a very broad gamut of fintech products and markets, including embedded finance, POS lending, card payments, B2B payments and small business lending, and others. In short, we have the breadth and know-how to help you innovate, transform, and succeed.
And yet, 99FT is a small nimble boutique with flexible work arrangements.
99FT is led by a team of very experienced financial services executives who have advised, built and operated global fintech companies. Comprised of former CEOs, CFOs, CRO, a regulator, and partners from the largest consulting firms in the world and backed by a deep bench, the 99FT team has previously launched and stood up fully regulated, operational fintech, payments and lending solutions in under 12 months.
PE firms improve fintech portfolio company performance and identify and assess new targets
Banks and FIs achieve market impact beyond their own walls
Fintechs overcome typical points of failure and accelerate growth
Merchants and corporates enable new capabilities and efficiencies, such as converting payment expenses into revenue streams
At 99FT, we guarantee our results by investing in every project we undertake. This can be through discounted fees, contributions of financial capital, or offering our own IP, tech, and operational assets. That makes us a true partner and not just a good consulting firm charging high rates for smart people. We want to be your partner.